Dutch-born Kim Klaver (aka "Ms. Stud") started out life as an academic, including stints at Harvard, MIT and Stanford. While working in franchise real estate, locating and setting up retail sites for major restaurants she met a charming young man who was earning close to $100,000 a month - in a business called network marketing. Kim had an epiphany. Today Kim has trained distributors from at least 70 different companies. Her events are standing-room-only shows that entertain while they educate.